Free yourself from payday
Use ZayZoon to get your wages as you earn them
Avoid late bill payments, overdraft fees and payday loans
There's lots tolo
Wages, in seconds.
ZayZoon is available 24 hours a day, 7 days a week. We use Visa the OSKO rails platform to get money to you in near real time.
Say goodbye to debt & interest
We charge a flat fee and your accessing you own wages, so you're smoothing your cashflow without taking on additional debt.
Increase your financial control
Our overdraft predictor, low-balance notifications and spend insights, give you greater control of your finances.
Trusted and Secure
Data security is critical to us. We're trusted by some of the world's biggest brands and we're ISO27001 certified for information security.
How ZayZoon works
Sign up to ZayZoon through your employer
Register & Create an Account
Confirm your employment, upload your ID and input your bank account details
Automated approval occurs within minutes
Take an Advance
Funds are transferred instantly into bank accounts. Each transfer costs the employee a $5 flat fee
Smart Prediction —ZayU
Improve your finances and improve yourself
Financial Literacy and Self-Development
- Improve your financial literacy and wellness
- Gain greater control of your finances
- Become financially stable and more independent
- Develop key financial habits
- Achieve your goals effectively
See what our users say about ZayZoon