ZayU. Financial Wellness That Works

Overdraft Prediction, Banking Insights, Interactive Education and Spend
Behaviour available now for employees.

Financial Efficiency

We know that finances are tough. Financial stress can distract you and sometimes you need some help. ZayU is part of the ZayZoon platform to assist you to take more control of your finances.

ZayU gives employees a platform to help them keep their finances on track, avoid late bill payments, learn and chat finance with experts and finally, save.

Financial Wellness that's Meaningful

ZayU helps you budget for upcoming expenses and notifies you if you’re spending too much. We let you know when you're at risk of going into overdraft and provide you with an overall financial health score that we work with you to improve, through interactive courses and learnings.

Avoid Overdraft

Let us tell you when you're at risk of going into non-sufficient funds and keep more money in your pocket.

Financial Health Score

How does your spend track over time? Are you becoming more or less financially fit?

Where do you spend?

Do you know where you spend? We've got a tool that will make your finances mint.

More Money, Less Problems

ZayZoon wants to prove to you why we're the masters at reducing financial stress.


How it works

Smart Predictions

Employees opts-in to connect bank to ZayZoon

  • ZayZoon’s AI and machine learning algorithms interpret spending and budgeting habits.
  • ZayZoon provides advice on optimal budgeting, spending and avoidance of unnecessary costs.

Spending Categorization

Real-time feedback on spending habits and smart suggestions to reduce expenditure and help mitigate fees

Overdrawn Prediction

Provides guidance and feedback on spending patterns to help avoid overdraft fees and low balance bank fees

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